Business plan guides
A business plan for a cafe is judged on different numbers than one for a care agency, and a plan written for a bank reads differently from one written for the Home Office. These guides cover what actually matters in each case, written by a chartered accountant with thirty years across UK sectors.
Business plans by industry
What a lender, landlord or franchisor expects to see in your sector, the costs that belong in the plan, and the numbers that decide whether it stacks up.
- Cafe Business Plan What goes into a UK cafe or coffee shop business plan — fit-out costs, gross margin on coffee and food, rent-to-turnover, and what a landlord or lender checks before they say yes. Read the guide →
- Restaurant Business Plan How to write a UK restaurant business plan — fit-out costs, food and wet gross margins, covers and table turns, licensing, and what a bank checks before lending. Read the guide →
- Consultancy Business Plan How to write a consultancy business plan — setting a day rate that works, forecasting utilisation honestly, IR35 and insurance, and what a lender or client checks. Read the guide →
- Bakery Business Plan What goes into a UK bakery or cake shop business plan — equipment costs, gross margin, wastage, the VAT rules on bread and confectionery, and what lenders check. Read the guide →
- Gym and Fitness Business Plan What a gym or fitness studio business plan has to show — the fit-out and equipment cost, how many members you need to break even, churn, and why lenders look at month eighteen. Read the guide →
- Cleaning Company Business Plan How to write a UK cleaning business plan — margin per cleaning hour, the gap between charge rate and pay rate, DBS and insurance, and how to win commercial contracts. Read the guide →
- Domiciliary Care Business Plan What a home care agency business plan has to show — CQC registration, a registered manager, the cost per delivered hour, travel time, and why staff turnover decides whether the model works. Read the guide →
- Nursery and Childcare Business Plan How to write a UK day nursery business plan — occupancy, staff-to-child ratios, funded hours, Ofsted registration and what lenders check before funding a setting. Read the guide →
- Property Development Business Plan How to write a UK property development business plan — GDV, build costs, profit on cost, development finance, and the appraisal a lender works through before funding. Read the guide →
Business plans by purpose
Who is going to read the plan changes what has to be in it. These guides cover what each audience is checking for.
- Business Plan for a Bank Loan What a UK bank or Start Up Loan assessor actually reads in a business plan — affordability, security, the cash flow forecast, and the sensitivity test that decides the answer. Read the guide →
- Business Plan for a UK Visa Application What an endorsing body or the Home Office looks for in a business plan supporting a UK visa application — innovation, viability, scalability, and the financials that have to hold up. Read the guide →
- Charity and CIC Business Plan What a charity or community interest company business plan has to show — public benefit, a funding mix that is not one grant, reserves, and the figures a trustee board is accountable for. Read the guide →
- Business Plan for Investors What an investor reads differently from a lender — the size of the outcome, the runway, what the money buys, and where SEIS and EIS advance assurance fits. Read the guide →
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